You could be wasting significant money on your energy bills that you could change into savings with a few minutes of attention
Whether it's your first year of independence or not, college tuition is a major added expense. This makes managing your finances well while you pursue higher education extremely important.
Many people never check their credit reports and find out at the worst possible time that they contain errors – for example, when they are applying for a mortgage
When you're tempted to accept a store card offer, think of two things how you would use the card in the future and how opening the account will affect your credit score
America's outstanding revolving debt – mostly credit card debt – was closing in on $1.04 trillion as of June 2018. How will we pay all that money back?
If you're looking to cut your spending, we've got you covered with this list of tips to slash some of the major auto costs and keep more money in your pocket
Home buying can be a prolonged and confusing process but you can reduce the stress with research and realistic expectations at every step
A study by the Brookings Institution suggests that approximately 40% of Americans won't be able to pay off their loans and will end up in default by 2023
Is there a limit to America's appetite for debt? At least one indicator suggests that the answer is no
If you do not track your spending, you cannot distinguish between gremlins and your own spending habits or any other reason for your dwindling bank account, including fraud
With a small change in financial habits, more millennials could significantly shift their risk perception with lenders allowing them to qualify for mortgage loans
It's important to avoid unnecessary fees that take a bite out of your nest egg without providing value in return
Have you spent too much on vacations, dining out, or entertainment this summer? Follow these seven simple steps to get your finances back on track and pay down your debt faster
Did you miss the April 17 tax deadline for 2018? If so, you probably filed for and received a six-month extension from the IRS. Don't relax too much, because October will be here before you know it
A lower score means greater risk, and lenders will charge you a higher interest rate because of that difference
How many times have you tossed notices from your credit card issuer without reading them? The best answer is "never." You could be discarding a credit card interest rate increase notice
Have you ever lied for financial gain? The odds are strong that you've done it at least once, and a new survey says you're among company
So, you are in the market for a new vehicle, huh? You've got some important decisions to make. But perhaps your most important decision, at least from a financial standpoint, is how you will pay for the vehicle
Are you having trouble getting a home loan because you have no suitable credit history? That may soon change
Have you been denied a mortgage loan recently? Rejections usually don't come down to a single reason, because lenders look at your overall financial status. However, some factors increase your risk of rejection...
Is a bad credit score dragging you down? Almost half of millennials feel that way, according to a new survey
The term "administrative offset" brings to mind meaningless governmental jargon. It is governmental jargon – but if you are affected, it's not meaningless at all
While technology provides a safety net of sorts, consumers still need to be proactive about managing their transactions and statements
Just like assets can be sold, so can debts. But things relating to the servicing of your loan such as due dates and payment arrangements may change
You want to know exactly what you are getting when you make any large purchase, especially when you are buying a home. That's why a real estate disclosure statement is a fundamental part of any real estate transaction.
You probably comparison-shop for most of your purchases, especially the high-dollar ones. Consider doing the same when it comes to your mortgage.
Perhaps millennials are expecting too much out of homeownership, ignoring the old axiom "The secret to happiness is low expectations."
If you don't use your card wisely, it's easy to get into unpleasant credit situations that can have long-lasting effects
If you are one of the fortunate few who have a defined benefit retirement plan, you have more predictability in your retirement income than most
What does your dream home look like, and how much does it cost? Whether it's a cottage on a secluded beach, a stately mansion on a hill, or something in-between, your dream home probably won't come cheap
Is your credit card information floating around the dark web, waiting to be sold to an enterprising criminal?
You're responsible for your own taxes and will be facing new taxes and rules on your retirement income sources like these
Identity thieves can potentially redirect your mail by filling out a change of address form in your name
Do you have enough cash to handle an unexpected emergency expense? According to a new survey, a significant number of Americans don't have an emergency savings fund and don't see the lack of one as a problem.
According to economic theory, low unemployment will lead to rising wages as employers compete for the small pool of qualified workers
Financial regrets can have longer-lasting consequences and, according to a recent survey, 76% of Americans have some form of financial regret
"Always check your credit report for errors, and dispute any errors as soon as possible." We normally give this advice, but there are a few exceptions to this rule – including when you are preparing to apply for a mortgage
Your kids are growing up fast. Soon, it will be time to have ... the talk. No, not that one. We're referring to the talk about responsible use of credit.
Do you consider a rewards program as an integral part of your credit card choice? According to a new study by finder.com, close to one-third of Americans use credit cards just to get the associated rewards.
Homeownership remains a goal for most Americans. However, a recent report shows eight concerns renters have regarding that goal
Thieves have found a new way to exploit chip-enabled cards through credit card shimming instead of skimming
Do you have a financial plan? A real, written plan with goals, targets, and timelines, not just "I plan to stay out of debt this year"? If you have no such plan, you have plenty of company
How much does your credit score affect your mortgage rates? A recent study by Zillow reveals some shocking information
Does your IRA or 401(k) contain mostly actively managed funds or index funds? Do you know the difference between those two funds? Do you even know what's in your IRA or 401(k) at all?
Are you getting the best deal on your credit cards? If you regularly carry a balance, a new survey from CreditCards.com suggests there's almost a 50/50 chance you don't know how good your deal is
Prospective first-time homebuyers are facing stiff challenges as they enter today's housing market – including finding an affordable home
Your credit report and credit score act as warning signs for your financial health. Ignore them at your own risk.
Father's Day is coming up on June 17th. What can you get Dad to celebrate his special day without loading up the credit cards?
Although countless Americans have been helped by the ability to borrow money without leaving home, others have hurt themselves by being ill prepared for the process.
It takes solid planning and fiscal discipline during your working years to enjoy a financially comfortable retirement. But how can you properly plan if you don't really understand how to manage your money?
Unless you are just starting out and have no credit history, or are attempting to rebuild poor credit, you should be able to qualify for a rewards credit card
You've made some life decisions that you've regretted, and some of those decisions surely involve money. What sort of money mistakes have you made?
Are you having difficulties paying off your student loan debt? If you don't qualify for other methods of help, refinancing your student loan might be a suitable option
Because state taxes are often linked to the federal tax code in different ways, changes in the federal tax law have ripple effects that are felt throughout the states
Are you counting on Social Security for most of your retirement funds – and if so, how comfortable are you that the funds will be there at retirement?
Desperate homeowners are stretching their finances to buy a home, and lenders and mortgage backers are increasingly willing to accommodate them
If you haven't changed cards in ten years or more, you're likely missing out on deals that can save money and prop up your budget.