Do you have enough cash to handle an unexpected emergency expense? According to a new survey, a significant number of Americans don't have an emergency savings fund and don't see the lack of one as a problem.
According to economic theory, low unemployment will lead to rising wages as employers compete for the small pool of qualified workers
Financial regrets can have longer-lasting consequences and, according to a recent survey, 76% of Americans have some form of financial regret
"Always check your credit report for errors, and dispute any errors as soon as possible." We normally give this advice, but there are a few exceptions to this rule – including when you are preparing to apply for a mortgage
Your kids are growing up fast. Soon, it will be time to have ... the talk. No, not that one. We're referring to the talk about responsible use of credit.
Do you consider a rewards program as an integral part of your credit card choice? According to a new study by finder.com, close to one-third of Americans use credit cards just to get the associated rewards.
Homeownership remains a goal for most Americans. However, a recent report shows eight concerns renters have regarding that goal
Thieves have found a new way to exploit chip-enabled cards through credit card shimming instead of skimming
Do you have a financial plan? A real, written plan with goals, targets, and timelines, not just "I plan to stay out of debt this year"? If you have no such plan, you have plenty of company
How much does your credit score affect your mortgage rates? A recent study by Zillow reveals some shocking information
Does your IRA or 401(k) contain mostly actively managed funds or index funds? Do you know the difference between those two funds? Do you even know what's in your IRA or 401(k) at all?
Are you getting the best deal on your credit cards? If you regularly carry a balance, a new survey from CreditCards.com suggests there's almost a 50/50 chance you don't know how good your deal is
Prospective first-time homebuyers are facing stiff challenges as they enter today's housing market – including finding an affordable home
Your credit report and credit score act as warning signs for your financial health. Ignore them at your own risk.
Father's Day is coming up on June 17th. What can you get Dad to celebrate his special day without loading up the credit cards?
Although countless Americans have been helped by the ability to borrow money without leaving home, others have hurt themselves by being ill prepared for the process.
It takes solid planning and fiscal discipline during your working years to enjoy a financially comfortable retirement. But how can you properly plan if you don't really understand how to manage your money?
Unless you are just starting out and have no credit history, or are attempting to rebuild poor credit, you should be able to qualify for a rewards credit card
You've made some life decisions that you've regretted, and some of those decisions surely involve money. What sort of money mistakes have you made?
Are you having difficulties paying off your student loan debt? If you don't qualify for other methods of help, refinancing your student loan might be a suitable option
Because state taxes are often linked to the federal tax code in different ways, changes in the federal tax law have ripple effects that are felt throughout the states
Are you counting on Social Security for most of your retirement funds – and if so, how comfortable are you that the funds will be there at retirement?
Desperate homeowners are stretching their finances to buy a home, and lenders and mortgage backers are increasingly willing to accommodate them
If you haven't changed cards in ten years or more, you're likely missing out on deals that can save money and prop up your budget.
Just because travel agents and middlemen are being squeezed out does not mean that you are getting the best deal possible.
Are you looking to buy a home in the current seller's market? We'd wish you good luck, but making a standout offer on a home requires more preparation than luck.
Who's thinking about retirement when they're young? Retirement accounts are typically not a priority for young workers – but they should be.
A new government report provides both good news and bad news about America's massive consumer debt load
You've saved for retirement and built up a sizable nest egg. However, you forgot to consider one factor – excessive debt as you approach retirement. Too many seniors are facing that grim scenario.
Is the rising stock market giving workers confidence that they will have enough money to live comfortably in their retirement years?
What happens to your employer-based 401(k) account when you leave a job? That's for you to decide – and if you make no decision, you may end up losing hard-earned benefits.
As defensive tactics against identity theft increase, criminals are shifting toward a new tactic synthetic-identity fraud
Home ownership is a fulfilling but difficult goal. The challenges of being single can make it even more difficult to find an affordable home to buy – especially for single women
If your retirement plan is not meeting expectations, should you be wary of incorporating cryptocurrency into your account?
Are you ready to take advantage of these offers and, even if you are, is a subprime loan the best choice for you?
America's economy is improving by most standards – but is it improving on the backs of excessive debt?
Your Social Security Number may be your most important piece of identification – yet it's likely that you never carry your Social Security card with you
It's unlikely that any other charges will be brought against Equifax because the breach was due to Equifax's incompetence which is not a criminal offense
How many times in life do you have to worry about removing too little money from a financial account?
The Tax Cuts and Jobs Act promised an income tax cut for most Americans. Is that promise less likely to be fulfilled if you live in certain states?
If it sounds too good to be true, it probably is. That's sound advice for almost all aspects of life, including the search for mortgage relief services.
What's in your savings account? If you're a millennial, there's a decent chance that there's nothing in your account but IOUs and promises
The Dirty Dozen — a 1967 war movie starring Lee Marvin, Charles Bronson, and Jim Brown, or a list of the top twelve tax scams as identified by the Internal Revenue Service? How about both?
Caring for an elderly relative can be rewarding, but incredibly difficult – as well as expensive. However, it may be possible to recoup some of the costs through income tax savings.
Here are three of the top mistakes that retirees tend to make, so that you can plan now to avoid them
You may know about the Bill of Rights, but were you aware that the IRS also has a Bill of Rights for your benefit?
When you use your car for both personal and business reasons and you are not fully reimbursed through your employer for the business expenses, you can deduct those costs from your taxes
If you are a lending institution that loses money on the loans that you make, it's an understatement to say that changes are required
The recently passed Tax Cuts and Jobs Act (TCJA) gave most Americans a break on their upcoming taxes – but you don't need legislation to cut your taxes even further
If you are paying college expenses for yourself or for one of your dependents, you may be able to deduct the tuition and fees on your federal tax return
If you are looking at obtaining life insurance, and you want to know what your rate class might be with a number of carriers, here is one way to make that happen
A new test program in Montana addresses an underserved area of the housing market affordable rental homes by making loans to help people move in
Claiming dependents on your taxes is usually a fairly straightforward procedure, but in some cases, more than one person (or couple filing jointly) will claim someone as a dependent, muddying the process
If you lend your credit card to a friend in financial need, trying to be helpful, there's a decent chance that you'll end up with increased debt – and possibly an ex-friend.
It's debatable whether taxes are simpler, but there's no doubt that some deductions will be lost after 2017
Did you know that the type of investments you hold could hand you a surprise tax bill and potentially ruin your IRA status?
With tax-filing season now upon us, there's another kind of identity theft you should be watching out for
If you are one of the many Americans struggling to understand how to fill out your tax forms, the IRS — yes, that IRS — may be able to offer you free help
The point of this war isn't land or power. The purpose of this battle is to affix blame for the mess that we call the nation's finances