My dog's life cost $36,846.24 - CBS News 8 - San Diego, CA News Station - KFMB Channel 8

My dog's life cost $36,846.24

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By William P. Barrett / Content provided by: Forbes

The great debate/crisis in Washington over the national debt-limit ceiling is really all about the allocation of limited resources, particularly in the realm of health care costs and insurance that are parts of national entitlement programs and mandates. Obama, Boehner and their supporters are duking it out over who gets covered, who pays for it, and what else won't get funded.

Me, I find it a lot easier to write about the economics of my dog.

My late dog.

Last week, we made the very difficult decision in Seattle to put down Roswell, our basset hound so friendly she actually purred like a cat every time someone rubbed her stomach or pet her head.

Roswell (named after the town in her native New Mexico infamous for a bogus alien spaceship crash) died six weeks short of her 15th birthday. That's more than three years longer than the lifespan of the average basset, and 104 in dog years. So she had a pretty good ride. That's especially true if you don't count the day a decade ago when a boxer bolted out of a house along the Albuquerque street named for Nobel Peace Prize winner Martin Luther King Jr. and tried to take off one of her floppy ears.

Reference works say 50% of bassets die from bloat, cancer or heart problems. Rozzie had all three, and then some, including, as it turned out, insurmountable stomach issues. They left her in a coma before we authorized a shot of pentobarbital, which humanely stopped her breathing in less than 10 seconds.

It fell to me to be the family witness to her passing.

The purpose of this post is not to lament the passing of a gentle, affectionate dog or to elicit sympathy. It's to ponder the financial considerations of dog ownership, the value imparted, the trade-offs entailed and–maybe–the light shed on what is important and what is not.

Thanks to the magic of a 20-year-long Quicken file, I know to the penny what Rozzie cost since her birth in Albuquerque on September 2, 1996. The total: $36,846.24. That included the $250.00 we paid for her on October 18, 1996, six weeks after her birth, and the expenses attendant to her final illness, about which more in a bit.

The average yearly cost was $2,456.42, or slightly more than $200.00 a month. If that seems high to you, that seems high to me, too. But it's not just because we lived seven years in high-cost California, where some greedy veterinarians marking up the expensive drugs they sold routinely violated state law by refusing to give written prescriptions that could be shopped around for a lower price.

Here's the main reason. Of the $36,846.24, a whopping 70%–$25,924.29–went for all kinds of medical bills. Put another way, aside from health-care expenses, the warmth that Rozzie generated cost us just $2 a day every day of her life. But her collective medical bills boosted that figure by 237% to $6.73 a day.

Expressed on a daily basis, that still may not seem like so much. But it's roughly equal to 4 1/2 servings of Starbucks‘ smallest brew. It's 22% of the amount the U.S. considers the poverty line for a single human. It's even sufficient to feed a half-dozen kids in Africa.

Why use a dog? Well, it's considered bad form to openly put a value on the life of a human. Of course, this is done quietly across the country all the time in wrongful-death lawsuits, government rule-making and private-sector decision-making on safety issues like whether there should be more steel in that tiny car. Even though they become family members, dogs are a lot easier to discuss, even if just as emotionally.

Rozzie's health-care expenses certainly were formidable. They ranged from routine shots and treatment for all kinds of infections to expensive surgeries on various parts of her rather long body. These procedures included everything from an elongated leg to a twisted stomach to removal of growths attributable to cancer (with which she was diagnosed three times in California).

This tab included medicines and supplements. Near the end of her life Rozzie was taking 12 pills a day as well as iron drops and a daily anti-arthritis squirt. The top of the kitchen microwave oven where we kept her meds looked like a drug warehouse.

For humans it is said that health-care costs peak in the first and last year of life. I'm not so sure that holds for a dog's entry into the world, which generally doesn't involve a hospital stay; Rozzie's first year health-care tab was just $347.00.

But it certainly was true for her exit.

In her last three years of life, Rozzie's health care bills amounted to $16,217.49–nearly half the entire lifetime cost of her support.

The medical bills for her final 12 months was $6,973.73, the highest of any one-year period in her life.

The bill for her last hour as a living being on earth: $918.09.

That was the tab after she was rushed to a Seattle animal hospital 10 days after her arrival in town for the second time in 24 hours, barely awake after not eating or drinking. The charges included $150.80 for X-rays, $195.90 for CPR (Rozzie had had a heart attack), $146.95 to set up an IV, $40.79 for meds and $110.25 for abdomininocentesis, the removal with a needle of fluid build-up.

And $176.15 for Rozzie's euthanasia and routine cremation–all collected, of course, in advance.

I declined in writing the opportunity to pay a lot more for a "private cremation" that would have returned her ashes in my choice of a wooden box or ceramic urn. My memories of her joyous life were sufficient.

And free. Or at least pre-paid.

Follow William P. Barrett's work on Twitter by clicking here.

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