The "4 Percent Rule" may not be for everybody

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The "4 Percent Rule" may not be for everybody

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SAN DIEGO (CBS 8) - Many of us are saving for retirement without thinking about how much money we'll actually need.

As Ray Lucia explains in this video, making a plan now could pay off big in the future.

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Keeping young drivers from heading down a deadly road
Keeping young drivers from heading down a deadly road
Updated: Thursday, May 24 2012 10:35 PM EDT2012-05-25 02:35:36 GMT
Dozens of local teenagers are getting a sobering reminder about the dangers of drinking and driving.
Dozens of local teenagers are getting a sobering reminder about the dangers of drinking and driving.
Carlo Cecchetto's historic flight on board historic chopper
Carlo Cecchetto's historic flight on board historic chopper
Updated: Thursday, May 24 2012 9:50 PM EDT2012-05-25 01:50:37 GMT
The end of an era in Marine aviation began this week on Camp Pendleton.
The end of an era in Marine aviation began this week on Camp Pendleton.
To her fans in Chula Vista, Jessica Sanchez is #1
To her fans in Chula Vista, Jessica Sanchez is #1
Updated: Thursday, May 24 2012 9:43 PM EDT2012-05-25 01:43:50 GMT
Jessica Sanchez unfortunately came up short in her bid to become the next "American Idol."
Jessica Sanchez unfortunately came up short in her bid to become the next "American Idol."
CrimeFighters Manhunt: Dale Wayne Moore
CrimeFighters Manhunt: Dale Wayne Moore
Updated: Thursday, May 24 2012 8:39 PM EDT2012-05-25 00:39:42 GMT
Dale Wayne Moore, 51, is wanted by state parole agents for violating the terms of his release.
Dale Wayne Moore, 51, is wanted by state parole agents for violating the terms of his release.
Undercover operation targets car thieves
Undercover operation targets car thieves
Updated: Thursday, May 24 2012 4:51 PM EDT2012-05-24 20:51:56 GMT
A four-month undercover operation in which officers purchased stolen cars, drugs and weapons at various locations throughout San Diego County resulted in the indictment of 31 people, authorities

A four-month undercover operation in which officers purchased stolen cars, drugs and weapons at various locations throughout San Diego County resulted in the indictment of 31 people, authorities announced Thursday.
Baby boomers should stay away from risky investments
Baby boomers should stay away from risky investments
Updated: Thursday, May 24 2012 3:35 PM EDT2012-05-24 19:35:20 GMT
When it comes to investing, there are times to take risks and there are times to lay low. Case in point: last week's Facebook IPO.
When it comes to investing, there are times to take risks and there are times to lay low. Case in point: last week's Facebook IPO.
San Diego ranked 2nd in dog attacks against letter carriers
San Diego ranked 2nd in dog attacks against letter carriers
Updated: Thursday, May 24 2012 3:30 PM EDT2012-05-24 19:30:29 GMT
San Diego now ranks second in the nation when it comes to dog attacks on letter carriers.
San Diego now ranks second in the nation when it comes to dog attacks on letter carriers.
Memorial Day BBQ tips from Starkeys BBQ
Memorial Day BBQ tips from Starkeys BBQ
Updated: Thursday, May 24 2012 2:30 PM EDT2012-05-24 18:30:05 GMT
The holiday weekend is almost here, and if you're looking to impress neighbors and friends with the ultimate BBQ, you should know it's all about the food.
The holiday weekend is almost here, and if you're looking to impress neighbors and friends with the ultimate BBQ, you should know it's all about the food.
San Diego pro skateboarder killed in crash in Mexico
San Diego pro skateboarder killed in crash in Mexico
Updated: Wednesday, May 23 2012 10:40 PM EDT2012-05-24 02:40:06 GMT
The family of an up and coming local pro skateboarder killed in a car crash in Mexico is desperate to get his body back across the border.
The family of an up and coming local pro skateboarder killed in a car crash in Mexico is desperate to get his body back across the border.
Harmful effects of plastics in our oceans
Harmful effects of plastics in our oceans
Updated: Wednesday, May 23 2012 4:25 PM EDT2012-05-23 20:25:20 GMT
This Memorial Day weekend, beachgoers are being asked to not litter our beaches.
This Memorial Day weekend, beachgoers are being asked to not litter our beaches.

San Diego, California News Station - KFMB Channel 8 - cbs8.comThe "4 Percent Rule" may not be for everybody

The "4 Percent Rule" may not be for everybody

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