There are credit cards out there for everything these days – miles, points, meals. It can be hard to keep track of the best deals. But there's always one thing you can use from your credit card company: cash back.
If you're already using credit cards, why not get cash in your wallet on the money you're spending anyway? A lot of cards have good rebates. Here are our top picks:
Discover Card: You earn 1% back on
anything you buy. And if you shop through the Discover Card links to retail stores,
you can really cash in on big purchases. Plus, the company does special offers periodically that can earn you from 5% up to 20% cash back depending on the deal.
Capital One Venture Card: Gives you two points per dollar (a 2% rebate) on all purchases. And you can redeem your points for travel, including previously purchased travel, so you see an instant credit right on your monthly statement.
American Express True Earnings Card: Great for Costco members. It gives you 3% back on gasoline, which adds up given the cost of gas these days. Also, 2% back on restaurants and travel, and 1% back on everything else.
Some cards are free, others have annual fees. So, do the comparison to see if the amount of money you save will offset those fees and truly be worth it, depending on your purchasing habits.
You can follow all of Marcella's reports from her series "Ways to Make Quick Cash" at cbs8.com/yourmoney.
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